Terms of Service
Effective Date: 2024-11-20
Welcome to Quanty! Before you access our services, please read these Terms of Service ("Terms") carefully.
These Terms set out the agreement between you ("User", "you", or "your") and Pluscode Sp. z o.o. ("Quanty", "we", "us", or "our") regarding the use of our financial chatbot and related services (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms and our Privacy Policy.
1. Introduction
Quanty is an AI-powered financial chatbot designed to help users analyze and understand financial markets through advanced data analysis and predictive modeling. We provide various features, including asset predictions, price comparisons, news retrieval, and technical and fundamental analysis.
2. Account Registration and Security
2.1. Eligibility
You must be at least 18 years old to use our Services. By registering an account, you represent and warrant that you meet this requirement.
2.2. Account Information
When you create an account, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
2.3. Account Security
You agree to notify us immediately at support@quanty.ai of any unauthorized use of your account. We are not liable for any loss or damage arising from your failure to comply with this obligation.
2.4. Account Suspension and Deletion
We reserve the right, at our sole discretion, to suspend or delete at any time and without notice, user accounts which we deem inappropriate, offensive, or in violation of these Terms. You shall have no right to obtain any refund or credit for the subscription fees you have paid.
The suspension or deletion of user accounts shall not entitle users to any claims for compensation, damages, or reimbursement.
The suspension or deletion of accounts due to causes attributable to the user does not exempt the user from paying any applicable fees or prices.
3. Use of Services
3.1. Permitted Use
You may use our Services for personal, non-commercial purposes in accordance with these Terms and all applicable laws and regulations.
Note: Commercial usage of the Services is prohibited for Free and Basic Users. It is allowed only for Pro Users.
3.2. Prohibited Activities
You agree not to:
- Use the Services for any illegal or unauthorized purpose.
- Attempt to gain unauthorized access to our systems or networks.
- Engage in any activity that disrupts or interferes with the Services.
- Reverse engineer, decompile, or disassemble any aspect of the Services.
- Use automated means (e.g., bots, scripts) to access the Services without our express permission.
- Crawl, scrape, or otherwise harvest data or information from the Services.
- Infringe upon any intellectual property or other proprietary rights.
4. Features, Credits, and Coupons
4.1. Features
Quanty offers a range of AI-powered features to help you analyze and understand financial markets. Each feature has a specific credit cost as outlined in our FAQs and on our website.
4.2. Credits System
Quanty offers a range of AI-powered features, each with a specific credit cost. Below is a list of available features and their associated credit costs:
- Asset Prediction: 40 credits
- Time Series Price: 2 credits
- Asset Comparison Chart: 10 credits
- News for Topic: 35 credits
- Technical Analysis Data: 5 credits
- Dividends Data: 5 credits
- Dividends Calendar Data: 5 credits
- Splits Data: 5 credits
- Splits Calendar Data: 5 credits
- Earnings Data: 5 credits
- Earnings Calendar Data: 5 credits
- IPO Calendar Data: 5 credits
- Statistics Data: 5 credits
- Insider Transactions Data: 5 credits
- Income Statement Data: 5 credits
- Balance Sheet Data: 5 credits
- Cash Flow Data: 5 credits
- Options Expiration Data: 5 credits
- Options Chain Data: 5 credits
- Options Price Data: 5 credits
Each feature requires a certain number of credits to access. Ensure you have sufficient credits in your account to utilize these features. You can purchase additional credits or upgrade your plan if needed.
4.3. Coupons
- Coupon Usage: We may offer coupons or promotional codes that provide discounts or access to certain features.
- Approval Required: Each coupon request is subject to analysis and approval by the Quanty team.
- Testing Features: Coupons may be applied to test unavailable features in the Free Plan.
- Non-Transferable: Coupons are non-transferable and may not be sold or exchanged.
- Expiration: Coupons may have an expiration date, and unused coupons will not be refunded.
5. Plans and Payment
5.1. Plans
We offer various plans to suit different needs:
- Free Plan: Access to all features except predictive tools, with a fixed number of credits.
- Basic and Pro Plans: Additional credits and access to predictive tools, news, and web search, with varying levels of access and support.
5.2. Payment Terms
- Payment Information: You agree to provide accurate payment information and authorize us to charge your payment method for fees associated with your chosen plan.
- Billing Cycle: Payments are due at the beginning of each billing cycle.
- Late Payments: Failure to pay fees may result in suspension or termination of your account.
- Taxes and Fees: You are responsible for any taxes and fees associated with your purchase.
5.3. Upgrades and Downgrades
- Upgrades: If you upgrade your plan, you will be invoiced immediately and required to pay the difference right away. Your current used credits (if any) will be added to the larger credit amount from the higher plan.
- Downgrades: You may downgrade your plan at any time. Changes will take effect at the start of your next billing cycle.
5.4. Price Changes
We reserve the right to change prices for our plans at any time. Price changes will be communicated to you via email or through the Services.
6. Contract Duration and Cancellation
6.1. Subscriptions
- Contract Duration: Subscriptions allow you to receive our Services continuously over a determined period of time. Subscriptions are billed on a monthly basis.
- Commencement: Paid subscriptions begin on the day the payment is received by Quanty.
- Maintenance: To maintain subscriptions, you must pay the required recurring fee in a timely manner. Failure to do so may cause service interruptions.
- Incomplete Payments: If a recurring payment is incomplete for 7 days, the subscription will be canceled.
6.2. Automatic Renewal
Subscriptions are automatically renewed through the payment method that you chose during purchase, unless you cancel the subscription before the next billing cycle begins. The renewed subscription will last for a period equal to the original term.
6.3. Cancellation
You may cancel your recurring subscription at any time by sending a clear and unambiguous cancellation notice to us using the contact details provided in this document, or by using the corresponding controls inside your Quanty account dashboard. You shall retain access to any paid services until the billing period ends, but you will not receive a refund or credit for any days remaining in your current billing period.
6.4. Cancellation Notice
If the notice of termination is received by us before the subscription renews, the cancellation shall take effect as soon as the current period is completed.
7. Service Interruption
To ensure the best possible service level, we reserve the right to interrupt the Services for maintenance, system updates, or any other changes, informing the users appropriately when feasible.
Within the limits of the law, we may also decide to suspend or terminate the Services altogether. If the Services are terminated, we will cooperate with users to enable them to withdraw personal data or information in accordance with applicable law.
Additionally, the Services might not be available due to reasons outside of Quanty's reasonable control, such as "force majeure" (e.g., labor actions, infrastructural breakdowns, blackouts, or issues with third-party providers). Due to our reliance on outside providers, we cannot ensure 100% uptime of our systems. There could be interruptions or updates without prior notice to users.
8. Service Redistribution
Users enrolled in the Free Plan may only use the Services for personal, non-commercial purposes and may not display or distribute Quanty Services to third parties in any manner.
Under specific paid plans, users might distribute Quanty Services. Users must state that the data was provided by Quanty and provide a hyperlink to https://quanty.ai.
9. Intellectual Property Rights
9.1. Ownership
All content, features, and functionality of the Services are the exclusive property of Quanty and its licensors.
9.2. License
We grant you a limited, non-exclusive, non-transferable license to access and use the Services for personal, non-commercial purposes.
9.3. Restrictions
You may not reproduce, distribute, modify, or create derivative works of any content from the Services without our prior written consent.
10. User Content
10.1. Responsibility for User Content
You are solely responsible for any content you upload, post, or transmit through the Services.
10.2. Rights to User Content
By submitting content, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, and display the content for the purpose of operating and improving the Services.
10.3. Prohibited Content
You agree not to upload or transmit content that is illegal, offensive, or infringes upon the rights of any third party.
11. Disclaimers and Limitation of Liability
11.1. No Warranties
The Services are provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the accuracy, reliability, or availability of the Services.
11.2. Limitation of Liability
To the fullest extent permitted by law, Quanty shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Services.
11.3. Third-Party Content
We take no responsibility for the content provided to us by our providers. If necessary, we will share contact details of the providers upon request.
11.4. Financial Disclaimer
Quanty is not a financial advisor. Any information provided through the Services is for informational purposes only and should not be considered financial advice.
12. Indemnification
You agree to indemnify, defend, and hold harmless Quanty, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising out of your use of the Services or violation of these Terms.
13. Changes to the Terms
We may modify these Terms at any time. We will notify you of any material changes by posting the new Terms on this page with an updated "Effective Date."
Your continued use of the Services after changes become effective constitutes your acceptance of the new Terms.
14. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of Poland, without regard to its conflict of law provisions.
Any disputes arising out of or relating to these Terms or the Services shall be resolved in the courts of Poznań, Poland.
15. Contact Information
If you have any questions about these Terms or the Services, please contact us:
- Email: support@quanty.ai or contact@quanty.ai
- Address:
Pluscode Sp. z o.o.
Kosowska 12 / 3
60-464 Poznań
Poland
Pluscode Sp. z o.o.
- KRS: 0000811470
- NIP: 7812002984
- REGON: 384741150